Unlimited Cash Back Plus a $200 Bonus

Unlimited Cash Back Plus a $200 Bonus

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Earn a

Simply spend $1,000 in purchases within the first 3 months

Wells Fargo Active Cash® Card

Cash Back

You will earn an unlimited 2% cash rewards on purchases. You don’t have to worry about any caps, categories or activating your rewards since you’ll automatically earn 2% on all of your purchases.

Purchase & Balance Transfer APR

New card members will also benefit from 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then 15.74%, 20.74%, or 25.74% Variable APR will apply.

Recommended Credit Score

Excellent/Good (670 – 850*)

Critics’ Overview

If you are looking for a flat-rate cash rewards card that also offers a long intro APR on purchases and balance transfers then this card is a great option. You will pay no annual fee, can earn an intro bonus and protect your cell phone from damage or theft. Read our in-depth Critical Analysis to learn more.

Purchase & Balance Transfer APR

0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then 15.74%, 20.74%, or 25.74% Variable APR

Recommended Credit Score

Excellent/Good (670 – 850*)

Cash Rewards Bonus

Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months

Card Details From Issuer
  • Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
  • Earn unlimited 2% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 15.74%, 20.74%, or 25.74% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • $0 annual fee
  • No categories to track or remember and cash rewards don’t expire as long as your account remains open
  • Enjoy a premium collection of benefits at a selection of the world’s most intriguing and prestigious hotel properties with Visa Signature Concierge
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Active Cash® Card
  • Select “Apply Now” to learn more about the product features, terms and conditions

Apply Now

On Wells Fargo’s Secure site


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Editorial Note: Any opinions, analyses, reviews or recommendations expressed are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.


*CardCritics references a FICO® 8 score, which is one of many different types of credit scores. A financial institution may use a different score when evaluating your application.

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